Review Your Policies Before Renewal

What Is KYP™ – Know Your Policy?

KYP™ is a structured review of your existing insurance policy. The purpose is simple: to help you clearly understand what your policy is doing for you today and what it is likely to deliver in the future.

This is not a sales service. It is a clarity-first review designed to help you make informed decisions going forward.

Why Policyholders Feel Confused

• Policy brochures focus on benefits, not real outcomes

• Bonuses and maturity values are difficult to interpret

• Inflation impact is rarely explained

• Decisions were often made under trust, urgency, or pressure

KYP™ exists to replace confusion with clarity.

WHO THIS IS FOR

This KYP™ is designed for YOU if:

✔ Your policy is renewing in the next few months
✔ You are unsure if your current coverage is sufficient
✔ You want clarity, not sales pressure
✔ You want to avoid common policy mistakes

WHAT YOU WILL GET (NO HYPE)

During this review, you will understand:

• Whether your family is properly protected

• If there are gaps or overlaps in your policies

• If you are paying for unnecessary coverage

• What needs correction before renewal

This is a review, not a sales call.

What We Review

• The type of policy you hold (endowment, money-back, guaranteed income, etc.)

• Premium commitment versus liquidity

• Expected maturity value versus inflation

• Balance between protection and savings

• Suitability of the policy for goals like retirement, education, or long-term security

FAQs

Is the KYP review really free?
Yes. The initial 15-minute review is free and focused on understanding your policy and concerns.

Will you ask me to buy something?
No. KYP is an independent review service. Any next steps are explained transparently.

What if my policy is actually good?
We will clearly tell you that and explain how to use it correctly.

Do you sell insurance policies?
No. Mindful Money does not provide insurance broking services.

Why Mindful Money

Mindful Money was created to bring calm, clarity, and structure to financial decisions that are often made under pressure.

While many people manage EMIs with discipline, they frequently feel anxious or confused about long-term insurance and savings decisions. Our belief is simple: reviewing what you already own is more important than selling what you don’t need.

KYP™ is built on that belief.

This is a review, not a sales call.

Still unsure about your policy renewal?

Let's know each other

With over 25+ years of experience across the Indian Army and India’s most respected life institutions - I bring a disciplined, inside-out understanding of insurance, risk, and long-term financial decision-making. My career spans Sales, Operations, Training, and Team Management, giving me first-hand exposure to how insurance products are designed, sold, serviced, and ultimately experienced by customers over time.

During this journey, one pattern became consistently clear: while insurance policies are often purchased with good intent, many individuals remain uncertain about what they truly own, what outcomes to expect, and whether their policies still serve their financial goals. Complexity, jargon, and sales-driven advice frequently replace clarity.

KYP™ (Know Your Policy) by Mindful Money was created to address this gap.

The purpose of is simple but critical - to empower policyholders with honest, unbiased reviews of their existing insurance and guaranteed-return policies. The service focuses on explaining what is working, what is not, and what may need correction—without pushing new products. Every review is rooted in facts, suitability, and long-term financial well-being.